Dental Care Plan (CDCP)
Dental coverage para sa mga kwalipikadong Canadians
Key Facts
- What it covers: Preventive, diagnostic, restorative, and other oral health services
- Administered by: Sun Life
- Income threshold: Adjusted family net income under $90,000
- No co-pays: For those with income under $70,000
- Co-pays apply: For income between $70,000-$90,000 (40% co-pay on most services)
Who Qualifies
You may be eligible if you:
- Are a Canadian resident
- Filed your tax return
- Have an adjusted family net income under $90,000
- Do not have access to dental insurance (including through a spouse or parent)
DTC connection:If you have the Disability Tax Credit, you likely qualify for the CDCP. Many people with disabilities don't have employer dental coverage, making this program especially relevant.
What's Covered
Preventive Services
- Cleanings and scaling
- Fluoride treatments
- Sealants
- Oral health assessments
Diagnostic Services
- X-rays
- Examinations
- Diagnostic tests
Restorative Services
- Fillings
- Crowns
- Root canals
- Dentures and repairs
- Extractions
Other Services
- Periodontal (gum) treatments
- Oral surgery
- Prosthodontic services
How to Apply
- Check eligibility: Confirm your family income is under $90,000 and you don't have dental insurance
- Apply online: Through the Government of Canada website or by calling 1-833-537-4342
- Receive your Sun Life card: Once approved, you'll get a member card
- Find a provider: Use the Sun Life provider search to find a dentist who accepts CDCP
Important for People with Disabilities
- Provincial dental coverage: Some provincial disability programs (like ODSP in Ontario) include basic dental coverage. The CDCP may provide additional services not covered provincially.
- Accessibility: When booking appointments, ask about wheelchair accessibility, sedation options, and accommodations for sensory sensitivities.
- Coordinating benefits: If you have some dental coverage through a provincial program, the CDCP may cover remaining costs. Talk to your provider about how the plans coordinate.
Related Benefits
- Disability Tax Credit — Gateway to many benefits
- Canada Disability Benefit — $200/month for ages 18-64
- Provincial Income Programs — Many include dental coverage