省际搬迁
省际搬迁时残障福利如何变化
The Hard Truth
Every province runs its own disability programs. There is no national system. When you move from one province to another:
- Your provincial disability income stops
- You need to reapply in the new province
- Eligibility criteria may be completely different
- Waitlists can be months or years long
- Your diagnosis may need to be reassessed
- Programs you relied on may not exist in the new province
What Stays the Same (Federal Benefits)
Federal benefits follow you across provinces. These do not change when you move:
- Disability Tax Credit (DTC) — Federal, follows you everywhere
- Canada Disability Benefit — Federal, $200/month continues
- RDSP — Federal, your savings and government matching continue
- CPP Disability — Federal (except Quebec, which has QPP)
- Canadian Dental Care Plan — Federal, continues in any province
- Child Disability Benefit — Federal, continues
Moving to Alberta
- Income support: AISH — up to $1,901/month (highest in Canada)
- Children: FSCD — needs-based, not diagnosis-based (often faster than Ontario)
- Warning: Alberta claws back the $200 CDB from AISH recipients
- Trend: Families with autistic children moving from Ontario to Alberta for better supports is a documented pattern
Moving to Ontario
- Income support: ODSP — up to $1,408/month
- Children: Ontario Autism Program — significant waitlists, interim funding model
- Advantage: CDB exempted from ODSP, includes drug/dental coverage
- Warning: OAP waitlists are very long
Moving to British Columbia
- Income support: Disability Assistance — up to $1,483.50/month
- Children: Autism funding transitioning to new model (July 2026-March 2027)
- Note: BC uses age 19 for adult transition (not 18)
- Advantage: RDSP fully exempt from asset/income tests
Moving to Quebec
- Income support: Social Solidarity — up to $1,215-$1,780/month
- Important: Quebec has its own pension plan (QPP). If you were receiving CPP-D, you'll need to transition to QPP-D
- Language: Many services are primarily in French
Moving to Atlantic Provinces
- Generally lower income support amounts ($939-$1,219/month)
- Advantage: Independent Living Nova Scotia provides free DTC navigation for all 4 Atlantic provinces
- NL: New Disability Benefit ($400/month) as of July 2025
- APSEA provides sensory disability services across all 4 Atlantic provinces
Planning Checklist
Before you move:
- Research the new province first. Use our province comparison tool or browse the directory for the destination province.
- Apply before you move if possible. Some provinces allow you to start the application process before you arrive.
- Get copies of everything. Medical assessments, diagnosis documents, service plans, funding letters — you'll likely need to re-submit all of it.
- Plan for a gap. There will almost certainly be a period between when your old benefits end and new ones begin.
- Contact advocacy orgs in the new province. They can guide you through the local application process.
- Keep your federal benefits active. Update your address with CRA promptly to avoid disruption to DTC, CDB, RDSP, and CCB.
Children: Special Considerations
- Children's therapy funding varies enormously between provinces. Ontario provides $5,000–$55,000/year for autism (needs-based childhood budgets); Alberta's FSCD is also needs-based with no set dollar amount.
- Some families deliberately relocate to access better children's services. Research thoroughly before making this decision.
- School accommodations and Individual Education Plans (IEPs) don't automatically transfer. You'll need to work with the new school.