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AbleCanada

Financial Help

When therapy, equipment, or basic needs can't be covered, there are emergency funds, charity programs, travel grants, and tax credits available. Many families leave $10,000+ per year in unclaimed benefits on the table.

Emergency Financial Assistance

Easter Seals Canada

Equipment, camp, respite, financial assistance — apply through provincial office

easterseals.ca

War Amps CHAMP Program

Amputee children — limbs, devices, everything covered

waramps.ca

Jennifer Ashleigh Children's Charity

Equipment, therapy, travel for medical care (Ontario families)

jenash.org

Ceridian Cares

Emergency financial assistance for employees

ceridiancares.ca

President's Choice Children's Charity

Feeding programs and support for children with disabilities

pcchildrenscharity.ca

Sunshine Foundation / Dreams

Dream fulfilment for children with disabilities

sunshine.ca

Make-A-Wish Canada

Wish granting for children 3–17 with critical illness

makeawish.ca

United Way / 211

Emergency assistance, utility help, food bank referral — call 211

Service clubs (Rotary, Lions, Kinsmen)

Equipment, therapy, family needs — apply with a letter to the local club

Travel Funding for Medical Appointments

Northern Health Travel Grant (ON)

Travel grants for Northern Ontario residents travelling for medical care

ontario.ca

Territorial Medical Travel (NT, NU, YT)

Funded medical travel south for specialists

Easter Seals Travel

Help with travel costs for medical appointments

easterseals.ca

Ronald McDonald House

Free accommodation for families travelling for children's medical care

rmhc.ca

Hospital Social Workers

Many children's hospitals have travel assistance funds — ask a social worker

Tax Credits & Benefits Quick Reference

  • Disability Tax Credit (DTC) — Up to $10,138 (adult) or $16,052 (child). The gateway to most other benefits.
  • Canada Disability Benefit (CDB) — Up to $200/month for DTC-eligible adults
  • Child Disability Benefit — Up to $266.67/month for parents of DTC-eligible children
  • Canada Caregiver Credit — Up to $8,601 base amount for caregivers
  • Medical Expense Tax Credit — 15% of eligible expenses over $2,834
  • Home Accessibility Tax Credit — Up to $20,000 in eligible renovation expenses (DTC required)
  • RDSP Grants — Up to $3,500/year, $90,000 lifetime (DTC required)
  • RDSP Bonds — Up to $1,000/year, $20,000 lifetime for low-income (DTC required)
  • Canadian Dental Care Plan (CDCP) — Dental coverage for those under $90,000 income
  • EI Caregiving Benefits — Up to 26 weeks of EI for employed caregivers

More Family Support

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